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From Our Affiliates: Atlanta, Duluth and Alpharetta Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA

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Whether buying or selling a home, any real estate transaction requires the services of local businesses. As top local Realtors, we know everyone. Feel free to contact anyone listed here with confidence.

Accounting
Stephen M. Beaudry, C.P.A. - 770 - 279 - 7412

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Home Inspection
Southern Home Inspection Services, Inc. - 770 - 645 - 2132

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Interior Decorating
Park Place Interiors, Ltd.- 770 - 664 - 7244

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Termite and Pest Control
CRC Services Termite and Pest Control, Inc.

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
A	The picture window was a signature of the suburban American neighborhood.
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Accounting
Stephen M. Beaudry, C.P.A. - 770 - 279 - 7412
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The King Team, REALTOR®, real estate agents and broker for Atlanta, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The King Team
Atlanta Communities
11330 Lakefield Drive, Bldg 2, #200
Johns Creek, GA.
30097
Phone: 770-446-5111
Toll Free: 866-294-5153
Fax: 770-238-0588
Email: kingteam@kingteam.com
Mary S. King and Douglas Ferguson have been in the Top 100 of over 15,000 agents in Atlanta, were named Agent of the Year for their office for eleven years, and the Top 25 in Georgia for Re/Max. Now with Atlanta Communities, their business has been based on honesty, integrity and a strong work ethic. They opt for customer service over shear numbers. Call or email them today!

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