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The King Team Sets You At Ease
“In every instance, the King Team was extremely responsive, treated us like we were the only customer they were working with.”
Joe & Tina Fiorenza
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What is the most common street name in the US?
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| A |
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street. |
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The King Team
Atlanta Communities
6290 Abbotts Bridge Road, Bldg 600-Suite 603
Johns Creek, GA.
30097
Phone: 770-446-5111
Fax: 888-316-2797
Email: kingteam@kingteam.com
Mary S. King and Douglas Ferguson have been in the Top 100 of over 15,000 agents in Atlanta, were named Agent of the Year for their office for eleven years, and the Top 25 in Georgia for Atlanta Communities. Now with Atlanta Communities, their business has been based on honesty, integrity and a strong work ethic. They opt for customer service over sheer numbers. Call or email them today!   
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