We strive to set the highest standards of professional excellence in every market we serve, and to provide the highest quality service possible. We dedicate ourselves to providing excellence be exceeding our customers' expectations, because we value your referrals and repeat business. Through these commitments, we strive to provide important contributions to the cities, towns, and surrounding neighborhoods we serve. The King Team is determined to achieve a leadership position unparalleled in the residential real estate industry. ~Doug, Mary, and The King Team Mary S. King & Douglas Ferguson
Doug and Mary base their business on honesty, integrity and a strong work ethic. Personally dedicated to your success, they opt for customer service over shear numbers. Since joining the company, they have been in the Top 100 of over 15,000 agents in Atlanta, the Top 25 in Georgia for Re/Max, and were named Agent of the Year for their office for eleven years.
Marilyn Noland, Contract Manager
Once an offer is accepted, Marilyn takes the file and begins the complex closing process including home inspections, lenders, termite letters, appraisals, warranties and problem-solving. Together, we provide constant closing updates to the buyer and seller. She allows us to be working more diligently to get your home sold or to help you find that perfect home for your family.
Maria Berube, Listing Concierge
Maria processes new listings into both FMLS and MLS systems, communicates frequently with homeowners regarding listing activities and monitors and manages those activities. She also prepares comparable marketing analysis and listing packages, takes pictures of the home, produces flyers and completes other marketing services.
Rob King, Buyer Specialist
Rob comes from a background of always working with people. Rob is a great listener which helps him find the perfect home for you. Born and raised in Northern Atlanta, he is familiar with almost all metro Atlanta. His newness to the real estate industry brings extra energy and enthusiasm.
Leo Swartwood, Sales & Marketing Specialist
Leo brings over 30 years of sales and marketing experience to The King Team with several national sales organizations. Leo is also a REALTOR® and has been with The King Team for five years.
Chris Ward, Field Coordinator
As soon as a home comes on the market, Chris makes sure that all the home marketing materials (flyers, sign riders, etc.) are in place and are kept stocked. She also checks vacant or unlived in properties to make sure that all doors and windows are locked, lights are turned off, and the front and back yards are kept presentable. She can also obtain quotes for yard and other maintenance work essential to keeping a home in good marketable condition.
Lee Kidney, Buyer Specialist
An ex-navy wife, Lee Kidney knows what it means to relocate and to make a house in a new community a home. She has earned a Marketing degree from Memphis State University and a Master’s degree in business education from the University of West Georgia. Not only is Lee excellent in sales and marketing, she is also highly qualified to educate home buyers helping them make their best home buying decisions.
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Financing Your Home >The Margin on an ARM When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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What area in the United States has the highest per capita income?
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| A |
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data. |
 See More Real Estate Trivia > |
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