Atlanta, Duluth and Alpharetta real estate and homes for sale in Georgia - The King Team, REALTORS® The King Team REALTORS(r) for Atlanta, Duluth and Alpharetta, Georgia real estate - NUMBER1EXPERTS™ The King Team NUMBER1EXPERTS(tm) for Atlanta, Duluth and Alpharetta, Georgia real estate

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The King Team, REALTOR®, real estate agents and broker for Atlanta, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 770-446-5111.


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Mortgage Prequalification: Atlanta, Duluth and Alpharetta Georgia home buying, real estate listings, and homes for sale in Gwinnett County, GA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Atlanta, Duluth and Alpharetta REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Making An Offer >Good Faith Deposits

After many months of searching, you have found your ideal house. You are a little older and a little wiser now, so you want to give the impression that you are serious without appearing to be too eager. What should you do? In the marketplace, "money talks."

There is no absolute rule about how much "good-faith" deposit you should put down--but it is a tool to make your point with the seller. The typical $1,000 will hold many homes for you, except in larger-home markets where it may be critical for you to show that you are an especially serious and able buyer. You don't want to make a deposit that is too large in case there is a problem getting your money back, but if your offer is substantially below the asking price, a larger deposit--$5,000 or $10,000--might influence the seller. If you make a low deposit with your offer, be sure to provide for an increased deposit when the offer is accepted or upon removal of the contingencies.

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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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The King Team, REALTOR®, real estate agents and broker for Atlanta, Duluth and Alpharetta Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

The King Team
RE/MAX Greater Atlanta

10220 Medlock Bridge Road
Duluth, GA. 30097
Phone: 770-446-5111
Toll Free: 866-294-5153
Fax: 770-238-0588
Email: kingteam@kingteam.com

Mary S. King and Douglas Ferguson have been in the Top 100 of over 15,000 agents in Atlanta, were named Agent of the Year for their office for eleven years, and the Top 25 in Georgia for Re/Max since joining the company. Their business has been based on honesty, integrity and a strong work ethic. They opt for customer service over shear numbers. Call or email them today!

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RE/MAX Greater Atlanta real estate and homes for sale in Atlanta, Duluth and Alpharetta Georgia

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