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Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
The King Team Atlanta Communities 11330 Lakefield Drive, Bldg 2, #200 Johns Creek, GA. 30097 Phone: 770-446-5111 Toll Free: 866-294-5153 Fax: 770-238-0588 Email: kingteam@kingteam.com
Mary S. King and Douglas Ferguson have been in the Top 100 of over 15,000 agents in Atlanta, were named Agent of the Year for their office for eleven years, and the Top 25 in Georgia for Re/Max. Now with Atlanta Communities, their business has been based on honesty, integrity and a strong work ethic. They opt for customer service over shear numbers. Call or email them today!
www.KingTeam.com
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Atlanta, Duluth and Alpharetta,
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