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Special Offers - Special offers for Atlanta, Duluth and Alpharetta homeowners from The King Team. Affiliates - The King Team's real estate web site affiliates. Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask The King Team anything real estate. NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - The King Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - The King Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Atlanta, Duluth and Alpharetta property in , including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Atlanta, Duluth and Alpharetta Homes, For Home Buyers, For Home Sellers, Atlanta, Duluth and Alpharetta Information, Real Estate Resources, and About The King Team. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What is the longest construction time for a private residence?
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| A |
The Winchester House in San Jose, CA, was under construction for over 38 years. |
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The King Team
Atlanta Communities
6290 Abbotts Bridge Road, Bldg 600-Suite 603
Johns Creek, GA.
30097
Phone: 770-446-5111
Fax: 888-316-2797
Email: kingteam@kingteam.com
Mary S. King and Douglas Ferguson have been in the Top 100 of over 15,000 agents in Atlanta, were named Agent of the Year for their office for eleven years, and the Top 25 in Georgia for Re/Max. Now with Atlanta Communities, their business has been based on honesty, integrity and a strong work ethic. They opt for customer service over shear numbers. Call or email them today!   
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